MDDI 演讲稿 · 2026-02-06
杨莉明部长在微软 AI QuickStart 计划启动仪式上的开幕致辞
Opening Remarks by Minister Josephine Teo at the Launch of Microsoft's AI QuickStart Programme
要点
- • 新加坡 SME 数字化底子扎实——95% 已使用某种数字技术;但 AI 在企业层面差距明显:大企业约 60%,SMEs 仅 15%(个人层面则是 75%)。
- • Josephine 不悲观——SME 在每一波技术浪潮中都跟得上,问题不是「会不会」而是「多快、多深」。
- • SME 落地 AI 三道坎:成本(实验、整合、算力——通过 Enterprise Compute Initiative 给算力额度);能力(领导层敢梦 + 员工把原型搬到核心流程);信心(看别人成功 + 自己有过小成功 + 「傻瓜级说明书」)。
- • AI QuickStart Programme 由 IMDA、微软、大华银行(UOB)合作:微软提供「IKEA 客服」级技术兜底;UOB 提供网络与融资;IMDA 通过「数码领袖计划」(生成式 AI 新轨道)做能力建设。目标先帮 1000 家 SME 成为「AI 节奏带头者」(pacesetters)。
完整译文(中文)
MDDI 英文原文译文 · 翻译日期:2026-05-02
下午好,各位同仁与朋友——Rachel、Tolgar、Kavita、Janet 与 Wee Luen。
感谢邀请我出席「微软 AI QuickStart 计划」的启动仪式——它由微软与 IMDA、大华银行(UOB)共同推出。
你们当中有人知道,我职业生涯始于经济发展局(EDB),专注支持中小企业(SMEs)。那是很久以前的事了;那时候我们在帮 SME 解决融资问题。我们有一项叫「本地企业融资计划」(LEFS),还有一项叫「本地企业技术援助计划」(LETAS)。
大约同期,我们也整合出当时所谓的「中小企业总体规划」与「零售业发展规划」。这就是我在 1990 年代初期所占用注意力的事。
我能看到的是——每一波技术浪潮里,我们都密切关注 SME 的采用。这背后是一种信念:在每一个有活力的经济生态里,SME 都有非常重要的份量。它们带来动能、带来价值,并且——如果支持方法对头,它们就能创造出好的就业。
我们之所以认为支持 SME 在技术采用上的努力很重要,还有另一个原因。研究清楚地表明——技术扩散是不均匀的。前沿企业往往能投入资源、组建团队、动脑实验,并为自己创造更多竞争优势。
但「从技术发展中获益」这件事,往往很难超出前沿企业。一长串其他公司似乎跟不上,这令人忧虑——但并非不可能完成的任务。
看今天的「数字化」——它来自更早的「计算机化」,而计算机化又来自「机械化」。
看新加坡的 SME,纪录其实相当扎实。今天 95% 的 SME 都在使用某种数字技术——并不一定都同样精深,但这件事对它们已经不再陌生。
因此,我们认为这件事值得继续投入。比如,IMDA 是「SMEs Go Digital」计划的设计者与执行者。
今天摆在我们面前的挑战是——AI 的采用如何也能在 SME 中更广泛地获得。我们一直说 AI 是「民主化」的技术——意思是它能被更多人接入,不只属于少数。但仅仅因为它是「民主化的」,并不意味着所有人都会以同样的程度去用它。
我们必须问自己——尤其挡在 SME 面前的挑战,到底是什么?
我们对 SME 采用 AI 路上的「绊脚石」有一些线索。看劳动力——根据我们的《数字经济报告》,每四个员工中就有三个(包括 SME 中的员工)每天都已经在使用一种或多种 AI 工具。
但当我们看「企业级使用」时——画面完全不同。在大企业,这个数字接近 60%。所以即便个人层面已有 3/4 在使用,大企业层面也只到 60%。SME 呢?接近 15%。大企业在企业级使用 AI 工具的频度,是 SME 的 4 倍。
但如果你觉得这是悲观的理由——我会请你不要这样想。SME 采用技术的纪录其实相当令人鼓舞。对我而言,更大的问题是——「需要多久?」「我们能多快地加速这一过程?」「AI 使用能走多深?」——所以更多是「需要多久、能多深」,而不是「到底会不会发生」。我相信「大企业 60% / SME 15%」的差距会缩小——只是时间问题。
我相信这个差距会被弥合。问题只是——多久、以及他们能把 AI 用到多深。
于是问题变成——我们能做什么,让这一过程加速?让人们不只在表层使用 AI、而是以一种更有意义的方式,真正改造他们的业务、把效能提到完全不同的层级?
我把「AI Quickstart 计划」看作我们能推进这一议程的方式之一——把「AI 民主化(包括对 SME)」的远景与潜力,转化成现实——因为它现在还没有变成现实。
在我们与不同公司的互动里——尤其是资源较少的那些——明显有几个缺口、几个挑战要克服。
第一是「实验成本」。做原型要花一点钱。在 AI 时代,这可能没那么贵——因为做一个「工作流如何被自动化」的原型,可以用智能体来支撑。这个过程已经被大幅缩短,并不那么昂贵。真正的成本,出现在原型如何与现有上线系统并行运行、并接管的整合环节——你的既有装机基础、其他系统的集成。这要花点功夫,本身也有一定成本。还有另一个成本——两年前,「算力成本」是很大的关切,因为 AI 只有当你能访问到算力容量时才能跑起来。所以我们也尝试补这块缺口——微软是我们的合作伙伴之一。我们有「企业算力倡议」(Enterprise Compute Initiative),为对算力使用密集的企业提供支持,让他们能拿到额度去尝试并落地 AI 方案。所以「成本」是必须克服的第一个障碍。
第二是「能力」。能力可能在两个层面有问题。第一层是领导层——领导定调,也由领导阐明雄心、阐明 AI 改造业务的程度。如果领导没有雄心,公司就很难做更大的梦。但如果领导有「敢做大梦的能力」——即便没全部达成,也会更接近突破。但能力不能只停在领导层。领导只在有「跟随者」的情况下才是领导——如果整个组织没有与领导愿景相称的能力,AI 采用也走不远。员工必须具备一种能力——把原本只是「边缘」的原型,搬到公司的核心、流程的核心、产品与服务交付的核心、与关键供应商互动以兑现客户承诺的核心。把东西从「边缘」搬到「核心」,这种能力不是一夜之间能建起来的——必须投资去培养。这是第二个挑战。
第三——这一项是这个计划真正能帮上忙的——是「信心」。我说信心,是因为在每一次实验开始时,都有风险。如果你没有一些信心,就难以想象一次足够「有分量」的尝试。
说到这个——我想起两年前我自己遇到的一件事。当时我想装一个展示柜——这并不高科技,就是一个柜子,但我想自己装。我决定从 IKEA 买。困难在于——这是个玻璃柜,我怕有点危险,毕竟在处理玻璃,且我从未做过。给我信心的,有几个因素。
一个因素是:你去 IKEA 时,看到很多人也把「自己装」的包裹带回家。如果别人能自己装好——也许你也会有些信心,相信自己也能装好。
信心的另一部分来自——之前我也装过桌子和抽屉。结果发现这种体验并不那么吓人。这次仍是稍微一跃——毕竟这次是玻璃——但我并非完全没有经验。
我和大家分享这件事,是因为我有几分怀疑——企业级 AI 实验也需要这几个要素。你需要从看到别人成功中建立信心;你需要从做过更小的项目并发现「我并没有惨败、其实有些小胜利」中建立一点信心。但 IKEA 经验告诉我们的一个非常重要的点是——你需要「傻瓜式说明书」。我不是贬义——你需要简化过的说明、产品、工具,让你即便没有很高的木工技巧,也能装出可用、能创造效用的东西。
这是值得为之努力的目标。我希望像 QuickStart 这样的项目能帮助我们建立起对「AI 采用要前进、需要什么」的理解。
总结一下——我们采用的方式建立在「合作」之上,建立在我们各自都为 SME 端来一些有用东西的信念之上。
微软带来的是技术专长——相当于 IKEA 的客服。万一你遇到坎,可以打电话说「能不能来帮我搞定」。希望你不必打——但他们在那里,能在采用、实验 AI 时增加一份信心。
大华银行(UOB)作为合作伙伴,也带来重要的一面——你们的网络、对庞大客户基础的触达、与他们的接触点;当实验做大时,你们能提供的融资方案,会帮企业走得更远。
IMDA 也尽自己的一份力做能力建设。「数码领袖计划」(Digital Leaders Programme)已经运行多年,现在新增了一条聚焦生成式 AI 的轨道——专门看生成式 AI 能帮企业做什么。
通过这次合作,我们希望把「SME 也能把 AI 从边缘搬到核心」的设想真正落地——通过克服「成本、能力、信心」三道坎。
我们的雄心是——这个项目能先帮 1000 家 SME。即便它们不是「AI 原生」(AI native),它们也能成为「AI 节奏带头者」(AI pacesetters)。
致所有未来的 AI 节奏带头者——AI QuickStart 计划的参与者:我非常有信心,这个计划会让我们一起学习,把「AI 民主化与转型」的潜能转化为现实。
祝大家一切顺利。再次感谢邀请。
英文原文
MDDI 官网原始记录 · 抓取日期:2026-05-02
Good afternoon, colleagues and friends, Rachel, Tolgar, Kavita, Janet and Wee Luen.
Thank you for inviting me to be part of the launch of the Microsoft AI Quick Start programme in partnership with the IMDA as well as with UOB.
Some of you know that I started my professional life in the Economic Development Board, focusing on supporting Small and Medium Enterprises (SMEs). It was a very long time ago, and in those days, we were trying to help SMEs overcome financing problems . We have a scheme called the Local Enterprise Finance Scheme (LEFS), and we had another scheme called Local Enterprise Technical Assistance Scheme (LETAS).
Around that time, we also put together what was then referred to as an SME master plan and a retail sector development plan. So those were the kinds of things that occupied my attention back in the early 1990s.
What I can see is that with each successive wave of technology development, we've always paid close attention to SMEs’ adoption. This comes from the belief that in every vibrant economic ecosystem, SMEs feature very strongly. That's what we believe at its core. You need to recognise that they add dynamism, they bring a lot of value, and very significantly, they create good employment if we support them in the right way.
There is another reason why we believe that it's important to support SMEs when it comes to technology adoption. The studies and the research show quite clearly that technology diffusion is uneven. Very often companies at the frontier are able to pour in the resources, gather their teams and apply their minds to experiment and then create more competitive advantages for themselves.
But this ability to benefit from technology development very often, does not go beyond the frontier companies. It stays with them and there is a very long tail of a great many other companies that don't seem to be able to catch on. This is something of concern, but not an impossible task.
If you look at digitalisation today, well, it came after computerisation, and computerisation came after mechanisation.
If you look at SMEs in Singapore, the track record is a fairly strong one. Today, amongst SMEs, 95% of them would be using some form of digital technology. Maybe not all equally sophisticated, but it's not such an alien idea to them anymore.
We see this as something that is therefore worth our effort and worth devoting further attention to, and we have done so in different ways. For example, IMDA is the designer and implementer of the SMEs Go Digital programme.
Today, the challenge before us is to think about how AI adoption can also be made more widely available amongst SMEs. After all, we talk about AI as being a democratising technology, and what that means is that many people can access it. It's not confined to a few, but just because it is a democratising technology doesn't mean that it will be used to the same extent.
We have to ask ourselves, what challenges stand in the way of SMEs in particular?
We have some clue as to the impediments, the roadblocks that get in the way of SME adoption. If you look at their workforce today, well, according to our digital economy report, three in four of the members of our workforce, including those in SMEs, already use an AI tool, or maybe more than one on a daily basis.
However, when we look at the enterprise-level usage of AI, it is a completely different picture. For bigger companies, the number is closer to 60%. So even though three quarters of the workforce use it on an individual basis, even amongst larger enterprises, the current figure is about 60%. What about for SMEs? The number is closer to 15%. Large companies use AI tools at an enterprise level, four times as frequently as those among SMEs.
But if you think that this is reason for despair, I would urge you not to think this way. The SME track record in adopting technology is actually quite encouraging. To me, the bigger question is, how long will it take? How fast can we accelerate the process, and how deep can the AI usage go? So it's more a question of how long it takes and how deep it can go, rather than whether it will happen at all. I think it's a matter of time that the gap will close between what you see as the prevalence of AI usage in larger companies today – 60%, SMEs – 15%.
I'm confident that this gap will be closed. It's only a question of how long and how deep each one of them will be able to use AI.
The question then becomes, what we can do to speed up the process and help people to use AI in not just a superficial way, but in a more meaningful way that can help them truly transform their businesses and operate at a completely different level of effectiveness?
I see the AI Quickstart programme as one of the ways in which we can help advance this agenda. To turn this idea, the prospect and potential of AI being democratizing, including for SMEs, into reality, because it is not yet reality.
In our interactions with different companies, including those that are less well-resourced, it's clear that there are several gaps. There are several challenges to overcome.
The first is the issue of cost of experimentation. Building prototypes, these cost a little bit of money. Though in the AI age, this may not be so expensive, because to build a prototype about how your work processes can be automated, this can be supported in the use of agents. That process has now been shortened considerably, and it's not that costly. The real cost comes in how the prototype can run alongside and take over a currently live system for you, the integration with your installed base and other systems. That takes a bit of effort and that itself carries some cost. There is another cost of course. Two years ago, there was a big concern about the cost of compute, because AI is something that works only if you are able to access the compute capacity. So we've tried to plug this gap, and Microsoft is one of our partners in doing so. We have the Enterprise Compute Initiative that supports companies if they have an intensive use of compute capacity. This programme enables them to get credits in order to try out and implement their AI-enabled solutions. So cost is one impediment that we have to overcome.
The second is capacity. Capacity is potentially an issue at two levels. One is at the leadership level, because it is leaders that set the tone, and it is also leaders that articulate the ambitions, the extent to which they hope to see AI transform their business. If the leaders are not ambitious, then it's quite unlikely and difficult for the company to dream bigger. But if the leaders have the capacity to dream bigger, then even if they did not achieve all of their goals, they come closer to breakthroughs. But the capacity cannot remain only at the leader level. Leaders are only leaders if they have followers, so if the entire organisation does not have a complementary capacity to help fulfil a vision that has been articulated by the leaders, then the AI adoption will also not go very far. The staff must have is the ability to bring what was just a prototype, something more likely to be at the fringe, to the core of the company, the core of their processes, the core of how they deliver products and services to their customers, the core of how they interact with their key suppliers in order to fulfil their promise to their customers. So bringing things from the fringe to the core is not a capacity that gets built overnight. You need to invest in growing it. So that's the second thing, the challenge of capacity.
The third, and this is the one that we really stand a good chance of building up through this programme, is confidence. I say confidence because at the start of every experimentation, there is risk. So if you don't have some confidence, it will be hard to imagine an attempt that is significant enough.
Speaking of this, I was reminded of something that I was confronted with about two years ago. I was trying to put in place a display cabinet. This is nothing very high tech, it's just a display cabinet, but I was attempting to do it myself. I decided that getting something from Ikea might help me do the trick. The difficulty for me is that it is a glass cabinet, so I thought it's a bit dangerous, because we're dealing with glass, and I've not done it before. What gave me the confidence are a few factors.
One factor is that when you go to Ikea, you see lots of other people bringing home packages. So if you see other people being able to do assemble things themselves, maybe you have some confidence that you can do it well too.
Part of the confidence also comes from the fact that on previous occasions I have assembled tables and drawers. It turns out the experience is not so frightening. It is still a bit of a leap, because now I'm trying to deal with glass, but it's not as though I have no experience.
I share this with you because I half suspect that AI experimentation on an enterprise level requires a few of these elements. You need to build confidence seeing other people succeed in their endeavour. You need to build a little bit of confidence by having attempted smaller projects yourself and realising that you don't actually fail so miserably. In fact, you can have small successes. But I think also very importantly, what the IKEA experience tells us is that you need dummy proof instructions. I don't say this in a pejorative sense. You need instructions, you need products, you need tools that have been simplified so that even if you don't have very sophisticated skills as a carpenter or assembling things, you can still put together something workable, functional that actually creates utility for you.
That is the goal worth working towards, and something I hope programmes like QuickStart will help us to build up an understanding of what it takes to make progress with AI adoption.
I want to just sum up by saying that the approach we are taking is based on partnerships. It is based on the belief that we each bring something to the table that is helpful to the SMEs.
With Microsoft, we bring technical expertise. It's the equivalent of the IKEA customer service. If all else fails, you call them and you say, can you please come and fix it up for me? Hopefully you don't have to call them, but if you need to, they're there, and that helps to build a degree of confidence in proceeding with AI adoption, with AI experimentation.
UOB, as a partner, also bring something important to the table – your networks, your reach to a very wide base of customers, your touch points with them. When the experimentation gets big enough, your ability to offer financing solutions that will help the businesses go further.
IMDA also tries to do its part in capacity building. The Digital Leaders Programme, which has been running for some years now, has now got a new track focusing on Generative AI, specifically what Generative AI can help businesses do.
With this partnership, we hope to bring to life the idea that AI adoption for SMEs can move from the fringe to the core by overcoming the challenges of cost, capacity and confidence.
Our ambition is that for a start, we would like this programme to be able to help 1,000 SMEs, so that even if these businesses are not AI native, they can be AI pacesetters.
To all our prospective AI pacesetters, participants in the AI QuickStart Programme, I am very confident that this is a programme that will enable us all to learn together and turn the potential of AI being democratising and transformative into reality.
On that note, all the best. Thank you again for inviting me.