서면 답변 · 2020-11-04 · 국회 14

2020년 CPF 기록으로 GST 바우처 자격 평가

AI 경제 및 산업 AI 및 고용 공공 부문 AI 논쟁도 3 · 실질적 토론

의원이 2020년 CPF 납입 기록으로 2018년 소득 기준 등을 대체할 수 있는지 질의했으며, 특히 자영업자의 저소득 상황에 주목했습니다. 정부는 GST 바우처 자격이 종합 소득 평가에 따라 결정되며, CPF 기록은 부분적 소득만 반영하고, 이미 유연한 이의 제기 메커니즘과 팬데믹 특별 지원이 있어 지원이 정확함을 강조했습니다. 핵심 쟁점은 팬데믹 영향을 반영하기 위해 자격 기준을 조정해야 하는지 여부입니다.

핵심 요점

  • GST Voucher supports lower- and middle-income households
  • Eligibility uses comprehensive Assessable Income
  • CPF records cover limited income
정부 입장

종합 소득 기준 유지, 유연한 이의 제기 병행

질의 입장

2020년 CPF 기록으로 자격 평가할 것을 제안

정책 신호

소득 평가 및 유연한 원조 메커니즘 강화

“AI is more comprehensive, and is a better reflection of an individual's means and income, regardless of source.”

참여자 (2)

영어 원문

SPRS Hansard · Fetched: 2026-05-02

1 Mr Leon Perera asked the Deputy Prime Minister and Minister for Finance in light of the effect of the COVID-19 pandemic on incomes in 2020, whether the Government will consider (i) using Singaporean citizens' CPF contribution history in 2020 as an alternative criteria to the current criteria of income earned in 2018, annual value of home, and HDB flat type to determine their eligibility for GST Vouchers and (ii) allowing self-employed persons who are not mandatorily subject to the CPF contribution scheme and who are receiving no or low income in 2020 to receive GST vouchers through reporting their income in 2020.

Mr Heng Swee Keat : The GST Voucher (GSTV) scheme provides support to lower- and middle-income households for their expenses. The eligibility criteria help to ensure that the scheme prioritises those who need more support. To ensure this scheme effectively delivers benefits to those who need it more, eligibility for the cash payout is based on the individual's Assessable Income (AI) and the Annual Value of his or her residence, and he or she should not own more than one property.

We use AI as a measure of an individual's means because it includes all forms of income from trade, business, profession or vocation, employment, and rental, and it covers both employees and self-employed persons. AI is more comprehensive, and is a better reflection of an individual's means and income, regardless of source. In comparison, CPF contribution history only takes into account employment and trade income.

In the event of an appeal by a Singaporean who does not meet the scheme criterion but who recently experienced a fall in income, we will look at his or her latest income status as well as other supporting documents such as his or her CPF contribution history, in considering the appeal.

Besides the GSTV, the Government has put in place additional support schemes to help Singaporean workers and families. This includes schemes like the COVID-19 Support Grant, where we look at recent changes in the individuals' circumstances. This combination of flexibility in reviewing appeals for permanent schemes like the GSTV and the introduction of more responsive COVID-related schemes allow us to provide help to those who need it.